Shot down, re-evaluating

So far of the four applications I've sent in, I've received, "thanks, no thanks" responses from all four. This week's search of The federal, state, county, city, and university job sites in my area (50 mile radius) yielded absolutely nothing of interest. Part of my problem is that I can't afford to take a pay cut so any job I apply for has to have to potential to pay ~$25/hour or the salary equivalent. I know that seems like a lot but as a single person paying a mortgage and school loans, it isn't even enough.

I also don't really want to continue to do HR and Finance. I hate that portion of my job. I really enjoy the assessment and data analysis part of my job but that's a pretty specialized field, and I don't have a statistics background to back up my experience. I also enjoy project management but I don't have the construction education/experience for that field and I don't have much event planning, other than SCA experience. I'm not sure what other fields have project management that isn't aren't temporary jobs. I've also determined that I really need to feel like I make a difference. I watched a program on Remote area medical and thought that was a pretty amazing thing, but I have very little medical background so that's not something I could even volunteer for (besides because of licensing they can only operate in the state of Tennessee in the US).

So far, the data management positions all seems to want a person that can program databases. Assessment positions require PhDs. Operations managers want someone who can do physical plant repairs and maintenance. I just seem to always have the wrong degree, inadequate technical skills, or the wrong experience. I'm not really sure where to go from here. I can't afford to go back to school with $40+K of school loans still to pay.

I do still have a job and I won't lose any pay when they demote me in October but I will never be eligible for a pay increase either. I will lose my ability to function as a faculty member, and will have to clock in and out like a minimum wage position. It's just demeaning and demoralizing, but if I have to stay, I can. I just feel like crying every day when I go to work and my attitude sucks.

I really want to stay in the PERS system since I'm already vested but that, and staying in this location really limits the options. I was hoping there might be a management position open up at the new state hospital but I haven't seen anything but medical positions yet.

I'm discouraged, frustrated, and depressed. Does anyone have ideas for a field I'm not considering?