Disappointed but not surprised...

I was hoping the recent upturn in my own personal economics might mean I could buy a house. With this in mind I went into the credit union to talk about what it takes to get a mortgage. It turns out, the payment I can afford, would only make a payment on a $80K house on a 15 year mortgage or a $115K house on a 30 year mortgage and unfortunately, that doesn't cover the $200 in other monthly expenses he said I should expect with a house. This, even in this economy, would not buy anything worth having. You'd think making almost $50K a year now would mean I could do something but I guess not. So...for now I'm looking for a better rental. *sigh*